Privacy Policy

1. Overview

Cleovici is committed to protecting the privacy and security of your personal data. This Privacy Policy outlines how we collect, process, store, and protect information when you visit our website (cleovici.com), engage our fintech regulatory consulting services, or participate in our compliance health checks and training programs.

We adhere strictly to the European Union General Data Protection Regulation (GDPR), the Digital Operational Resilience Act (DORA) frameworks, and applicable data protection legislation across the Nordics and MENA regions.

2. Information We Collect

We collect information in the following ways:

• Personal Contact Information: Name, professional email address, phone number, job title, and company name provided when requesting a free compliance health check, submitting contact forms, or booking advisory sessions.
• Client Engagement Data: Documentation and operational data shared confidentially during consulting engagements, AI fairness audits, or licensing readiness reviews.
• Technical & Website Usage Data: IP address, browser type, device specifications, and page interaction data collected automatically via secure cookies to ensure site functionality and performance.

3. How We Use Your Information

We process personal and organizational data for specific, legitimate business purposes:

• To deliver compliance assessment reports, regulatory gap analyses, and advisory services.
• To communicate regarding updates, regulatory digest newsletters (e.g., Fintech Radar), and client support.
• To fulfill statutory compliance, accounting, and legal obligations across operating jurisdictions in Sweden and MENA.
• To ensure ICT operational security and prevent unauthorized access or transaction fraud.

4. Data Retention & Security

We implement bank-grade encryption, strict access controls, and administrative safeguards to protect data from loss, unauthorized disclosure, or misuse. Information processed for consulting engagements is retained only as long as necessary to complete service deliverables or satisfy statutory retention periods (typically 7 years for financial records).

5. Your Rights Under GDPR

As a data subject, you have the following rights:

• Access & Portability: Request a copy of the personal data we hold about you.
• Rectification & Erasure: Request correction of inaccurate data or deletion of your personal data (Right to be Forgotten).
• Objection & Restriction: Object to processing for direct marketing or restrict processing activities.

To exercise any of these rights, please contact us at:

6. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy, please contact our Data Protection Office: