Consulting
Fintech regulatory strategy
We navigate PSD2, DORA, MiCA, and open banking frameworks so your team can focus on building the product. We know what regulators in Stockholm, Riyadh, and Muscat actually look for.
Sweden · Fintech & regulated industries
Financial innovation that earns the trust regulators demand
Cleovici partners with banks, fintechs, and financial regulators across the Nordics and MENA to build compliant, AI-powered financial services and the certification programmes that prove they work.
Free Fintech Compliance Health Check
We review your exposure to DORA, PSD2, MiCA, GDPR, and AI regulation in financial services — and deliver a written health check report with red flags and quick wins. Completely free, no strings attached.
FREE
30-min session + written report
01 — Book
15-min intake call
We map your markets, products, and current compliance posture.
02 — Assess
Regulatory scan
We check your exposure across DORA, PSD2, MiCA, GDPR, and AI Act obligations.
03 — Report
Health check report
A written report with red/amber/green status per framework and the top actions to take now.
04 — Decide
Your call entirely
Start with €700 Fintech Radar, a scoped project, or simply keep the report. No pressure.
Fintech Radar €700 per month starter retainer
A monthly pulse on fintech regulation DORA, PSD2, MiCA and more plus an expert on call. Cancel anytime.
1.5 advisory hours/month
Email Q&A (48h response)
Monthly fintech reg digest
Upgrade anytime
Starting At
€700 / per month · cancel anytime
Instant access • Cancel anytime
Areas
DORA & PSD2 compliance AI fairness audits Fintech certification design Fraud detection AI MENA market entry Board & executive training
DORA & PSD2 compliance AI fairness audits Fintech certification design Fraud detection AI MENA market entry Board & executive training
DORA & PSD2 compliance AI fairness audits Fintech certification design Fraud detection AI MENA market entry Board & executive training
DORA & PSD2 compliance AI fairness audits Fintech certification design Fraud detection AI MENA market entry Board & executive training
What we do
Explore our Services
Consulting
AI in financial services
Responsible AI governance for credit scoring, fraud detection, and customer-facing products. We help you ship AI-powered features that won't become a regulatory liability in eighteen months.
Consulting
Certification programme design
We designed the first fintech certification programme in Oman with the Central Bank. We help institutions build the curriculum, assessment framework, and ongoing accreditation process.
Consulting
MENA market entry
Regulatory readiness and stakeholder mapping for fintechs entering Gulf markets — with direct relationships across central banks and financial regulators in the region.
Consulting
Board & executive training
Boardroom-ready workshops on AI risk, cyber resilience, and financial regulation. Practical, scenario-based sessions that change how leadership teams make decisions.
Development
Fraud detection AI model
Custom ML models for real-time transaction fraud detection, tailored to your data, risk appetite, and regulatory environment. 8–14 weeks. From €25,000.
Pricing
Consulting Retainer tiers
Flexible retainer options designed to meet your needs — from solo founders to central banks.
⭐ Starter kit
Fintech Radar
€700
- 1.5 advisory hours/month
- Email Q&A (48h)
- Monthly fintech reg digest
- No document review
- No strategy sessions
Pairs perfectly with the free health check.
Starter
Fintech foundations
€3,000
- 4 advisory hours/month
- GDPR & PSD2 guidance
- Regulatory update digest
- 1 document review/month
Most popular
Compliance & AI partner
€8,000
- 16 advisory hours/month
- AI governance in finance
- Board training (quarterly)
- MENA market access advice
- Regulatory update digest
Institutional
Strategic RegTech partner
€18,000+
- Dedicated senior advisor
- Regulator liaison support
- Full Nordic + MENA coverage
- On-site availability
- 16 advisory hours/month
We needed a partner who understood both the technology and the regulatory environment in the Gulf. Cleovici built a certification framework that the Central Bank could trust and that fintechs could actually complete.
CPartner testimonial, Central Bank of Oman fintech programme
By the numbers
Proven impact across borders
1st Programme
Fintech certification programme in Oman, co-designed with the Central Bank.
2 Regions
Nordic and MENA expertise — deep regulatory knowledge in both markets.
Free Check
30-min compliance health check with written report, zero commitment.
€700/mo
Fintech Radar starter retainer — expert advice, cancel anytime.
Start with a free compliance health check, no commitment needed
30 minutes, a written report across DORA, PSD2, MiCA, and AI Act exposure. Then decide what, if anything, comes next.